Second Home

Mortgages

We offer lending solutions to help you secure your next vacation property or getaway home. 

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A second home is within reach

with help from
Alta West.

Finance your future property
with a second home mortgage.

More Canadians than ever before are spending quality time on their own vacation or recreational property. With the advent of better roads, internet and telephone service, satellite service, and winterization expertise, people are also realizing that vacation properties can also make ideal retirement homes. No longer just perceived as a welcome retreat from the city, a second home is now viewed as a solid financial investment with the added value of a potential retirement property. Owning a second home, however, is becoming more difficult due to tightening guidelines. Have a conversation with a member of our team about a second home mortgage to get one step closer to owning the vacation home of your dreams.

Our flexible mortgage lending options put your second home within reach.

With our flexibility and our easy to meet documentation requirements, Alta West is a great fit. When banks say no to a second home mortgage due to TDS/GDS guidelines, Alta West Capital can help. If you’re considering an investment in a second home, start by having a conversation with one of our team members to explore some of the innovative options and great rates available today.

We provide solutions for:

Changes to the regulatory environment can leave you suddenly stranded. We can get you the financing you need to get you in your home and help you with a strategy to move forward.

As an alternative lender, we can offer flexibility on traditional income verification requirements.

As an alternative lender, we can offer flexibility on traditional income verification requirements.

Frequently asked
questions.

We understand that life events can damage your credit. We look at your situation by evaluating your ability to make payments, what the money will be used for and whether there is sufficient equity in your property.

With enough equity, Alta West Capital has solutions to help you through these life events. 

With the proper power of attorney and equity in the property, Alta West Capital should be able to help you through this life event.

Alta West Capital is not a bank and we have flexible solutions to fit your personal circumstance.

With enough equity and income to make payments, Alta West Capital can assist with your CRA debts.

With equity and the ability to make payments, Alta West Capital prides ourselves in helping new Canadians with the dream of owning a home.

George Botros
Chief Executive Officer

George Botros was appointed as CEO of Alta West Capital in April 2021. Prior to his role as CEO, George served as Alta West Capital’s CFO and CCO from 2014 to 2021. He has over 20 years in the lending business, participating in residential, commercial, mezzanine, and interim financing related activities.

 

George is also a Director of the funds Alta West administers. Prior to joining Alta West Capital, he managed Toro Financial Corporation which amalgamated with AWM Diversified MIC, an entity managed by AWC, in 2014. George was also a University Professor teaching Finance and Economics for University of Lethbridge.

 

George holds a Bachelor of Economics and an MBA.