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With a quick and easy application, you can refinance your mortgage or move into your home sooner

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An Alternative Mortgage Lender That Is Here To Help

At Alta West, we provide alternative lending solutions to individuals across Canada. Since 1991, we have been serving Alberta, British Columbia and Ontario, providing flexible mortgage and lending alternatives that meet individual needs. As alternative mortgage lenders, we are under fewer restrictions than the banks. We specialize in mortgages for first-time homebuyers, families that are new to Canada and self-employed business owners. We also offer debt consolidation services, mortgage refinancing, and mortgages for second homes or investment properties.

 

In addition to servicing brokers and borrowers, Alta West manages three different mortgage funds, which means we have the necessary tools to help you reach your financial goals. No matter what your situation, when you trust Alta West for your borrowing needs, you will receive exceptional service and personalized solutions. Choose Alta West and discover why more and more Canadians are embracing alternative mortgage lenders as an alternative to the banks.

EASY TO APPLY

Our easy online web application is designed to be quick and non-invasive.
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FAST APPROVAL

We have a team of dedicated specialists to get your approval quickly and efficiently.
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FLEXIBLE TERMS

We offer flexibility to make your mortgage payments work with your budget.
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HOW WE CAN HELP

Self Employed

GET YOUR MORTGAGE

Second Home

GET YOUR MORTGAGE

Home Renovation

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Commercial Property

COMMERCIAL MORTGAGE

New To Canada

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Investment &
Rental Property

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Mortgage Refinancing

REFINANCE YOUR MORTGAGE

Debt
Consolidation

FIX YOUR DEBT

First Time
Home Buyers

GET YOUR MORTGAGE

Self Employed

GET YOUR MORTGAGE

Commercial Property

COMMERCIAL MORTGAGE

Mortgage Refinancing

REFINANCE YOUR MORTGAGE

Second Home

GET YOUR MORTGAGE

New To Canada

GET YOUR MORTGAGE

Investment &
Rental Property

GET YOUR MORTGAGE

Home Renovation

GET YOUR LOAN

Debt
Consolidation

FIX YOUR DEBT

First Time
Home Buyers

GET YOUR MORTGAGE

A WORD FROM OUR BORROWERS

"They answered every question I had."

The team at Alta West Capital was very helpful. I had never been through the borrowing process with an alternative lender before and they were able to explain everything and answered every question I had.
Jennifer S.
"I had the best experience possible with Alta West Capital."

I had the best experience possible with Alta West Capital – I couldn’t have hoped for better help regarding my mortgage. I am so happy I found their site and completed the application process.
From that point on I received thorough and detailed information and answers to all of my questions. I will never hesitate to refer family and friends to Alta West for any and all mortgage guidance
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Melinda K.
"It really was as easy as they advertised!"

It really was as easy as they advertised! Thanks, Alta West for the efficient and courteous service!”
Bryan P.
"Alta West worked with my situation and made my dream for my family a reality."

As someone hoping to start a new life for my family and me in Canada, I didn’t think it would be possible for me to get a mortgage to buy a home before receiving citizenship. Alta West worked with my situation and made my dream for my family a reality.
David D.
"Because of Alta West, I’ve been able to better budget my finances and repair my credit score."

Alta West was able to consolidate my high-interest debt into a lower interest mortgage! Because of Alta West, I’ve been able to better budget my finances and repair my credit score.
Megan L.
"Alta West was able to find a solution that made investing in a rental property a viable option!"

When I thought about purchasing a rental property, I didn’t think it would be possible due to the increase in restrictions from banks. I found Alta West and was able to find a solution that made investing in a rental property a viable option!
Roy T.
"Alta West’s ‘stated income’ products gave a true estimate of my annual income and from there I was able to get a solution that met my situation."

As a self-employed business owner, I have always had trouble getting the credit that reflects my true income from traditional lenders.
Alta West’s ‘stated income’ products gave a true estimate of my annual income and from there I was able to get a solution that met my situation. Thanks, Alta West!
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Derek H.
"Thanks to Alta West, my husband and I now own the vacation property of our dreams!"

Thanks to Alta West, my husband and I now own the vacation property of our dreams! Would highly recommend their services to anyone!”
Margaret P.
"Alta West gave us the funding to create our dream kitchen!"

I had never interacted with an alternative lending firm before and was pretty nervous when my husband contacted Alta West. But – Alta West provided us with the funding we needed to renovate our home and create our dream kitchen. Thanks again!!
Susan T.

Life's Better With A Mortgage Lender Like Alta West

With over 25 years of experience as a mortgage lender, we understand that life does not always go as planned and sometimes it’s the little things that get in the way of getting the financing you need. We are a mortgage lender that is here to help, even if the banks have turned you away. Whether you are self-employed, new to Canada, or a first-time homebuyer, if you need a mortgage, we understand that your options for financing may be limited. When you apply for a loan with Alta West, we take the time to understand your individual needs and circumstances. We want you to move forward in life without being held back by red-tape and excessive criteria. Together, we can find a solution that meets your needs and is in line with your current financial situation. Speak to one of our experienced mortgage professionals to see how an alternative mortgage lender can be an ideal solution for your borrowing needs.

MORE THAN JUST A MORTGAGE LENDER

BORROWERS

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INVESTORS

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BROKERS

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CONTACT US

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